Your spending
tells a story
Flosh transforms transaction data into shared social experiences. Discover where your friends go, compare habits, and unlock insights — without ever exposing what anyone spends.
Coffee Club — Top Visits
Three steps to social spending discovery
Connect your bank securely, choose what to share, and discover what your circle is up to.
Link securely
Connect your bank through regulated Open Banking APIs. Read-only access only — Flosh never sees your login credentials, never stores raw transaction data, and never touches your balance.
Powered by Plaid Sandbox
Flosh your merchants
Choose which merchants to make visible to friends. A simple on/off toggle — we call it "floshing." Off means invisible. Always.
Starbucks
Al Baik
Nahdi
Discover together
See where your friends go, run matchups, climb group leaderboards. Only visit counts — never amounts. Social discovery, not surveillance.
Built for discovery,
not data analysis
Flosh isn't a budgeting app. It's the social layer your transactions never had.
Merchant Matchups
Go head-to-head with friends. Who's the bigger coffee addict? Who's tried more restaurants? 1v1 comparisons powered by visit counts — never spend amounts.
Group Leaderboards
Create friend groups and watch the rankings update in real time. Top coffee shops, most-visited restaurants, gym consistency crowns. Friendly competition at its best.
Smart Discoveries
"Sara found a new shawarma spot this week." "You and Ahmed both go to the same gym." Unexpected overlaps and new finds, surfaced automatically from your circle's activity.
Binary Privacy Controls
Every merchant is either floshed (visible) or hidden. No middle ground, no ambiguity. You control the toggle. Inner Circle friends get a deeper view. Everyone else sees less.
Your data stays yours. Always.
Flosh is built privacy-first from the ground up. We don't store your raw bank data. We never see your login credentials. And we never share actual spend amounts — only aggregated visit counts.
No raw data storage
Only enriched transaction metadata. Your bank data stays with your bank.
Open Banking API
Read-only access through regulated infrastructure. No screen-scraping.
Aggregates only
Friends see visit counts and merchant names — never what you actually paid.
SAMA-compliant
Architected for KSA regulatory compliance from day one.
Not another budgeting app.
A new category.
The world has enough tools that make you feel guilty about spending. Flosh is about discovery, connection, and the stories your transactions already tell — if you let them.
| Traditional Personal Budget App | Flosh |
|---|---|
| Track spending to reduce it | Share spending to discover more |
| Charts and pie graphs | Matchups and leaderboards |
| Solo, private experience | Social, shared experience |
| Analysis-first | Discovery-first |
| Guilt-driven engagement | Fun-driven engagement |